Since March this year. Customers who receive a positive decision by requesting a cash loan in the Post Bank, jednocześcnie can get a credit card without any additional formalities. Postal Credit Card appeared in the Post Bank offer late last year. Since March 2011, customers who obtain a favorable credit decision, in order to take [...]

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What does the term “capacity credit”? Creditworthiness is the ability to repay the loan on the dates and amounts specified in the credit agreement. The Bank evaluates the creditworthiness of the customer based on his credit history, alerts, BIK, a certificate of earnings and employment, and other documents submitted. As in the maze to find [...]

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To 2 May (this year’s exceptionally long, due to the fact that April 30 falls on a Saturday) to complete a tax return and submit it to the relevant tax office (or send via the Internet.) Banks use a few months of the settlement with tax authorities in two ways. On one hand, allow customers [...]

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Unfortunately, not all banks look favorably look at young entrepreneurs, because eBroker.pl called to support the institutions which we can count on opening a business. Assessment of credit risk, which is higher for people just taking off with business makes banks protect themselves, usually by placing the so-called. start-up period specified in the form of [...]

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With the advent of New Year’s banks agreed to temporarily relieve policy credit. Offer customers lower margins for loans in dollars and euros. There is no But nothing is for free – to get promotion conditions, should be actively use of other products or services, crediting bank. The lower margin for the account … On [...]

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During this period, once again, there has been a tightening of criteria for consumer loans to households. Importantly, the tightening of credit policy focused on the criteria, rather than lending conditions – the latter remained unchanged since most of the banks. According to the banks, the primary reason for tightening credit policy was the materialisation [...]

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In the second quarter of 2010, the majority of those surveyed by the NBP, banks did not change the criteria for granting housing loans. Nearly 70% of institutions have decided to reduce loan margins, and about 14% of the banks increased the maximum LTV ratio for the granting of credit. Criteria for the granting of [...]

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In the second quarter of 2010, the banks re-lending policy mitigated against the business and housing loan segment, but still it was harder to obtain consumer credit – the latest poll results from the Polish National Bank *. Without major changes in loans to companies During the period the majority of surveyed banks did not [...]

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Low margin of 1.7% commission 0% loan and attractive conditions of prepayment. It’s just part of the promotion of mortgage loans, which are waiting for next Saturday at 260 clients Pekao bank branches throughout the country. Credit National Open Days held in June attracted so much popular among customers that the Bank Pekao SA has [...]

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Cheaper credit can now also contracted with the Bank of Environmental Protection, which reduced the commission for their mortgage. Lower rates will apply in the case of loans with option to purchase insurance. Depending on the selected option (there are five, including home insurance against fire and insurance against unemployment) the borrower can expect a [...]

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