Switzerland’s central bank decided to weaken the Swiss franc exchange rate against the euro to a level above 1.20. He declared that he will defend this level of buying foreign currency in unlimited quantities. Due to the significant exposure in this currency is a favorable decision for the Polish banks. Getin Holding will benefit most, [...]

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What does the term “capacity credit”? Creditworthiness is the ability to repay the loan on the dates and amounts specified in the credit agreement. The Bank evaluates the creditworthiness of the customer based on his credit history, alerts, BIK, a certificate of earnings and employment, and other documents submitted. As in the maze to find [...]

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Unfortunately, not all banks look favorably look at young entrepreneurs, because eBroker.pl called to support the institutions which we can count on opening a business. Assessment of credit risk, which is higher for people just taking off with business makes banks protect themselves, usually by placing the so-called. start-up period specified in the form of [...]

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Today at the Bank signed an affiliation agreement BPS Cooperative Bank in Southern Europe – “The decision to change the associations we have not made rashly, it was preceded by many thoughts and discussions hourly, the first ideas about joining the Group of BPS appeared a few years ago” – said Maciej Zawadzki, Chairman of [...]

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During this period, once again, there has been a tightening of criteria for consumer loans to households. Importantly, the tightening of credit policy focused on the criteria, rather than lending conditions – the latter remained unchanged since most of the banks. According to the banks, the primary reason for tightening credit policy was the materialisation [...]

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Total assets of the Bank amounted to over 14 billion zł and represented 113.2% volume established in the financial plan. Overruns in this area was primarily all the result of higher than expected liabilities to the public sector Financial (see 1.7 billion zł, ie 17.4%). Compared to the end of September last year, total assets [...]

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In the second quarter of 2010, the majority of those surveyed by the NBP, banks did not change the criteria for granting housing loans. Nearly 70% of institutions have decided to reduce loan margins, and about 14% of the banks increased the maximum LTV ratio for the granting of credit. Criteria for the granting of [...]

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In the second quarter of 2010, the banks re-lending policy mitigated against the business and housing loan segment, but still it was harder to obtain consumer credit – the latest poll results from the Polish National Bank *. Without major changes in loans to companies During the period the majority of surveyed banks did not [...]

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Polish bonds Cooperative Bank and the four banks Cooperative: Cooperative Bank in the White Rawska, Orzesko – Knurowskiego Cooperative Bank, Cooperative Bank Podkarpackie in Sanok and Cooperative Development Bank today made their debut on the market Catalyst. In connection with this event Warsaw Stock Exchange added on its website dedicated to market the new Catalyst [...]

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Battle of financial institutions, with a client takes the best. This time, banks are tempted with attractive offers accounts. Reduce the charge on the account, make free transfers, and ATMs bezprowizyjne heighten interest savings accounts. Increasingly, they are even able to pay the customer for the establishment and active use of the personal account. Do [...]

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