Cheaper credit can now also contracted with the Bank of Environmental Protection, which reduced the commission for their mortgage. Lower rates will apply in the case of loans with option to purchase insurance. Depending on the selected option (there are five, including home insurance against fire and insurance against unemployment) the borrower can expect a reduction in commissions from 0.5 to 1.2 pp BOS offers mortgage loans in pounds, dollars and euros. Finance up to 100% of property value, for a maximum period of 50 years. – Since the beginning of the year four times BOS reduced mortgage rates. First of all zmniejszaliśmy margins. The biggest changes in margins related to tender in euros. Recently introduced a reduction in commission (that’s the fifth amendment) – here is related to the offer of buying one option insurance (such insurance policy that contains the event of fire, flood, liability insurance, etc.). However, changes in targeting a reduction in margins are unconditional – explains Peter Lemberg, a spokesman for Bank of Environmental Protection. – Spring is traditionally a very hot period in the construction, including housing. That’s why our banks become increasingly involved in lending – added Lemberg.

Credit without the commission is currently on offer BGZ. Promotion lasts until July 1st this year.and applies to loans denominated in PLN, awarded for a period of 40 years, funding for 100% of property value. – We rely on the simplicity of the product, in the case of a mortgage reduces the necessary formalities, which, combined with cost reductions puts our product in the forefront of the housing loans market – says Margaret Wagner, Director of Marketing Communications Department at Bank BGZ. – The use of the 0% commission is not required to conform to the customer any additional conditions and is not conditional on buying other products of the bank – tells Magdalna Paciorek of BGZ. – The margin depends on the amount of the loan, share capital invested in an investment client, preparation fee and ancillary products purchased by the customer. In preparation fee of 2.5% margin starts from 1.80% and the fee 0% – from 2.25% – added Paciorek.