The financial crisis has brought increased interest kowenantami banks, namely the specific clauses requiring the borrowers formulated in the credit agreements with companies.

For the part of

banks

are only kowenanty indicator of whether a client poses minimal risk and that – perhaps – to be terminated as soon as his contract before other creditors do so. For other financial institutions which engage in the business market strategically and long term, are often kowenanty way to build a stronger, more comprehensive relationship between the company and the bank. The latter put the lender on the customer loyalty, which the bank provides funding.

New year 2009 in the

Polish

market is the widespread use of kowenantów transactional banking operations. Thanks to them, banks are able to achieve significant – associated with the financing – and commission income, no credit at risk.