Postal Credit Card appeared in the Post Bank offer late last year. Since March 2011, customers who obtain a favorable credit decision, in order to take advantage of One Two cash loan , can automatically initial agreement for a credit card Bank.

– If the credit decision is sometimes positive, and the customer has a higher credit rating, no additional procedures may be in stock initialed an agreement on Post Office Credit Card. It is because our credit card, enabling contactless payments Visa payWave, a great convenience in making daily payments. When it comes to payment card customer always knows what happens the amount of installments, as it is sometimes fixed at 5% of the granted limit, not less than 50 zł – says Thomas Huk, sales specialist credit card in the Post Bank. In light of the additional credit remaining after the granting of cash loans, customers are offered credit cards with credit to be equal to the limit. Credit limit to the Postal Post Bank Credit Card is from 500 to 5 000 zł zł. The customer does not pay for a card if it has a free Standard Account or a Post Nestor, and the use of the card itself is associated with a monthly fee of
4 zł. About the upcoming maturity bank recalls sending a card for 3 days before the expiry of free SMS.

– It pays to actively use a credit card, because under the “Bonus buying” Customers can receive a refund on the card to the amount of 20 zł per month. Annually, this method can be obtained from Postbank additional 240 zł – adds Thomas Huk. Key differentiators

simple and convenient to the Postal Credit Card:

• Convenient mechanism for repayment of the loan – the Customer, which will benefit from the credit card, be required to make payments in equal monthly installments (5% of the granted limit, not less than 50 zł), the amount of installment is sometimes matched up to a limit on the card such as card
  limit was 1 000 zł 50 zł installment amounts, and with a limit of 2 000 zł fixed installment is 100 zł,
• Special program entitled “The premium for buying”, in which the customer receives a refund of 1% of the expenditures made in any card shop or a shop in a given billing month, so by paying customer saves up to 240 zł per year,
• Length of the grace period to 55 days.